The Group is a provider of tailored financial solutions and advice to individuals who are experiencing debt problems. The Group’s principal aim is to help individuals regain control of their financial affairs by advising them on the most appropriate course of action based on their individual circumstances. Accuma Insolvency Practitioners (AIP), a wholly owned subsidiary of the group, is a personal insolvency practice specialising in IVAs, general debt advice and the referral of individuals to other solution providers where appropriate.

AIP is highly regulated as its key product, an IVA, is a legally binding, court approved agreement and can only be administered by Insolvency Practitioners.

The Group does not lend money, nor does it take clients’ debt onto its balance sheet, thereby limiting its business risk.