Charles Taylor B Comm CA (aged 60) Non Executive Chairman
Charles Taylor qualified as a Scottish chartered accountant with Deloitte prior to commencing a career in the banking and financial services sector where he has held many senior positions. In 1991 he became managing director of Sovereign Finance Plc prior to it being acquired by Alliance and Leicester Plc in 1996. He then became Chairman of Sovereign Finance Plc and in 1998 he became managing director of Girobank Plc. In addition he was director of Commercial Banking at Alliance and Leicester Plc and was also a member of several group committees including the group audit committee. Charles left Alliance and Leicester Plc in 2002 and currently holds a number of non executive directorships.

Charles Howson (aged 42) Chief Executive
Charles Howson has worked in a number of senior commercial roles, including marketing director of Expense Reduction Analysts, a worldwide management consultancy specialising in cost containment and procurement. In March 2001 he joined the board of Baines and Ernst Limited, one of the UK’s largest debt management companies and became chief executive shortly afterwards. He was instrumental in driving the company through a difficult period of regulatory change whilst managing efficiencies and improving profitability. He left Baines and Ernst Limited in October 2002 and later acquired Chambers Consultants Limited. In September 2004 the Insolvency Service, (a Government agency), set up an IVA Working Group in order to review the IVA process and Charles Howson is a member of this group.

Andrew Bland (aged 37) Group Finance Director
Andrew Bland is a Chartered Accountant and Licensed Insolvency Practitioner. Following two years Corporate Insolvency experience at Ernst & Young, in 1999, Andrew embarked on a career in Commerce where he held a number of high level commercial and operational roles. He was promoted to the Board of Accuma Group plc in July 2007, having previously worked within the Group for 18 months.

Lesley Gregory, Non Executive Director
Lesley Gregory is a senior corporate finance partner in the London law firm Memery Crystal LLP and has been a partner since 1988. She specialises in corporate finance, acquisitions and disposals, capital raising and joint ventures. Lesley is listed in the Legal Directories as one of the leading lawyers working in the AIM Market and helped establish and sits on the Nominated Adviser Committee of the Quoted Companies Alliance.

Sub Committees

Audit Committee
The audit committee comprises C Taylor (chair) and A Bland and is responsible for reviewing the full and half year results. In addition the audit committee monitors the framework for internal control.

Remuneration Committee
The remuneration committee comprises C Taylor (chair) and L Gregory and is responsible for reviewing the remuneration of the Executive Directors and any senior executive of the Group and considers the grant of options and the payment of performance related bonuses.